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Applying for New Jersey unemployment insurance can be a very big hassle. Sometimes
the information that you get is hardly helpful and difficult to understand.
The simple fact of it is that anyone who has worked for a year straight is entitled
to collect unemployment insurance benefits as long as they can prove it. With
the amount of company problems that are coming up in recent years, the rate
of unemployment is steadily rising. If this keeps up, the majority of the working
class could be needing unemployment benefits to make ends meet.
It seems that many people often have trouble getting their New Jersey unemployment
insurance benefits even though they are paying into it with wage taxes. If you
need to apply for unemployment benefits for your dependants, and your Weekly
Benefit Rate is less than the maximum amount possible ($490 in 2004) you might
qualify to receive Dependency Benefits. You may be entitled to receive an extra
7% of your Weekly Benefit Amount for your first dependent, and an extra 4% for
each of the next two dependents. The most you can collect is an extra 15% for
three dependents at a time. However if your spouse is working when you make
your claim, you will not be eligible for benefits.
These days, you can never be guaranteed to have life-long employment
with any company. Layoffs are getting more and more common as companies are
finding it hard to meet their expense needs. If you are trying to get New Jersey
Unemployment Insurance, you must have earned at least $103 in each of 20 weeks,
or a total of $5,200 in employment that is covered under the New Jersey Unemployment
Law. These earnings must have been earned during a period of time that is called
your base year period which is generally 52 weeks. (1 year) If you do not meet
the above requirements but you worked at least 770 hours in employment involving
the production and harvesting of agricultural crops during your base year, you
might still be eligible for benefits.
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