Cheap Alabama Health Insurance Quotes and Free Alabama Health Insurance Quotes
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The following information details alabama health insurance and assistance programs available to uninsured people.
Alabama Insurance Department
http://www.aldoi.org/
(334) 269-3550 The Alabama Department of Insurance mandates that Alabama health insurance premiums should be based on: health care costs, underlying level of health insurance coverage, age of insured, health of insured, lifestyle habits such as smoking, drinking, location of residence and any optional health insurance premium waivers that may be in place. There are no regulations limiting the medical insurance premium price for individual health insurance. In Alabama, state law allows alabama health insurance companies to turn people down for individual alabama health insurance coverage based on the status of their health. Even though you can be turned down for an individual alabama health insurance policy, you can never be turned down for alabama health insurance that is offered through an employer.
Alabama Medicaid
http://www.medicaid.state.al.us
(800) 362-1504
This program is available to anyone who meets income and eligibility criteria. Even if your income meets the criteria, you must fall into one of the eligibility categories in order to qualify.
Alabama Health Insurance Plan (AHIP) http://www.seib.state.al.us/ (877) 619-2447 AHIP is the Alabama state high-risk pool. This program allows individual alabama health insurance policies to be sold to individuals who might otherwise be considered “uninsurable” because of a chronic illness. Alabama high risk pool is only open to individuals who are HIPAA-eligible.
All Kids http://www.adph.org/allkids/
(888) 373-5437 All Kids is the children’s health insurance program designed to provide alabama health insurance to children and teens up to age 19 whose families may have too great an income to qualify for Medicaid, but who may not be able to afford alabama health insurance.
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