Cheap California Health Insurance Quotes and Free California Health Insurance Quotes
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With health care costs on the rise, it's imperative to find affordable California health insurance. All California health insurance policies are not created equal. So conduct your research, read your California health insurance policy carefully, and make sure you understand everything it contains. You can dig deep for all available California health insurance discounts. Discount California health insurance plans, often appealing to consumers because of their low cost, often promise huge discounts on medical care. But California health insurance consumers need to understand that, although these California health insurance plans offer medical service discounts, they may not be real California health insurance plans, sometimes, they leave you personally responsible for all medical bills incurred. Decide ahead of time whether convenience or cost is most important to you. You may need to pick between the two. If you have any questions, talk to your California health insurance provider for clarification.
The following information details california health insurance and assistance programs available to uninsured people in California.
California Department of Insurance http://www.insurance.ca.gov/ (800) 927-4357 In California, state law allows california health insurance companies to turn people down for individual california health insurance coverage based on the status of their health. Even though you can be turned down for an individual california health insurance policy, you can never be turned down for california health insurance that is offered through an employer. Visit the Website or call for questions on Indemnity and PPO health plans.
California Department of Managed Care http://www.dmhc.ca.gov/ (888) 466-2219 Visit the Web site or call for questions on HMO health plans
California MediCal - Department of Health Services http://www.dhs.ca.gov/mcs/medi-calhome/ (916) 636-1980 This program is available to anyone who meets income and eligibility criteria. Even if your income meets the criteria, you must fall into one of the eligibility categories in order to qualify.
California Major Medical Insurance Program http://www.mrmib.ca.gov/MRMIB/MRMIPBRO.pdf (800) 289-6574 The California Major Medical Insurance Program (MrMIP) is the California state high-risk pool. This program allows individual california health insurance policies to be sold to people who might otherwise be considered “uninsurable” for this type of policy because of a chronic illness.
Healthy Families http://www.healthyfamilies.ca.gov (800) 880- 5305 Healthy Families is the children’s health insurance program designed to provide california health insurance coverage to children and teens up to age 19 whose families may have too great an income to qualify for MediCal, but who may not be able to afford california health insurance.
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