Cheap Connecticut Health Insurance Quotes and Free Connecticut Health Insurance Quotes
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There are some tips to help you get the best Connecticut health insurance coverage for the lowest Connecticut health insurance price: First, if you were previously covered under a Connecticut group health insurance policy, ask your Connecticut medical insurance insurer if he or she can convert it into an Connecticut individual health insurance policy, You may pay a higher Connecticut health insurance rate than you did before and your Connecticut health insurance benefits may be more limited, but the terms of your Connecticut health insurance policy may still be better than they would under your own Connecticut medical insurance policy; Second, if you are married, see if you can be added to your spouse's Connecticut group health insurance plan; Third, try to join a Connecticut health insurance plan through a professional association or alumni group, as they may offer less expensive Connecticut medical insurance rates; Finally, if these options do not compensate for your lack of Connecticut health insurance coverage, you can buy Connecticut individual health insurance, Connecticut health insurance rates for individual medical coverage may be more costly, but it is important to protected financially if catastrophe strikes.
Individual health insurance can be denied due to the health conditions of the applicant in Connecticut. Once individual health insurance coverage is accepted, medical insurance coverage is guaranteed renewable. There are no restrictions as to how much health insurance carriers can charge for health insurance premiums given health conditions. The following information details connecticut health insurance and assistance programs available to uninsured people in Connecticut.
Connecticut Department of Insurance http://www.state.ct.us/cid (860) 297-3800 In Connecticut, state law allows connecticut health insurance companies to turn people down for individual connecticut health insurance coverage based on the status of their health. Even though you can be turned down for an individual connecticut health insurance policy, you can never be turned down for connecticut health insurance that is offered through an employer. If you are a self-employed individual, and do not have any employees, you are eligible to purchase a small group of one health insurance policy.
Connecticut Medicaid http://www.dss.state.ct.us/ (800) 842-1508 This program is available to anyone who meets income and eligibility criteria. Even if your income meets the criteria, you must fall into one of the eligibility categories in order to qualify.
Connecticut Health Reinsurance Association
The Connecticut Health Reinsurance Association is the Connecticut state high-risk pool. This program allows individual connecticut health insurance policies to be sold to people who might otherwise be considered “uninsurable” because of a chronic illness.
Husky Plan http://www.huskyhealth.com/ (877) 284-8759 Husky Plan is the children’s health insurance program designed to provide connecticut health insurance to children and teens under age 19 whose families may have too great an income to qualify for Medicaid, but who may not be able to afford connecticut health insurance.
Connecticut Managed Care Ombudsman http://www.omc.state.ct.us 1-866-HMO-4446 The Office of Managed Care Ombudsman can assist Connecticut residents who belong to managed care/HMO health plans.
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