Cheap Iowa Health Insurance Quotes and Free Iowa Health Insurance Quotes
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When you buy Iowa health insurance plan, you have the right to access basic information about the Iowa medical insurance plan you choose, including whether or not you must get prior authorization before receiving medical treatment; what you must do to get a specialist referral; how much copay you must pay; how you can protect the confidentiality of your medical records; and what you must do to file a complaint; you also have the right to receive prompt, quality health care from your Iowa health insurance provider and ongoing specialist referrals and an adequate network of health care providers; finally, you have the right to file a complaint if you are denied a referral or medical coverage.
The following information details iowa health insurance and assistance programs available to uninsured people in Iowa.
Iowa Insurance Division http://www.iid.state.ia.us/ (877) 955-1212 In Iowa, state law allows iowa health insurance companies to turn people down for individual iowa health insurance coverage based on the status of their health. Even though you can be turned down for an individual iowa health insurance policy, you can never be turned down for iowa health insurance that is offered through an employer.
Iowa Medicaid http://www.dhs.state.ia.us/FinancialHealthandWorkSupports/healthcare.asp (515) 281-8621 Medicaid is available to anyone who meets income and eligibility criteria. Even if your income meets the criteria, you must fall into one of the eligibility categories in order to qualify.
Iowa Comprehensive Health Association http://www.onlinehealthplan.com/oasys/iow (800) 877-5156 ICHA is the Iowa state high-risk pool. This program allows individual iowa health insurance policies to be sold to people who might otherwise be considered “uninsurable” because of a chronic illness.
Hawk-I http://www.hawk-i.org/ (515) 281-8621 Hawk-I is the children’s health insurance program designed to provide iowa health insurance to children and teens under age 19 whose families may have too great an income or assets to qualify for Medicaid, but who may not be able to afford iowa health insurance.
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