Cheap Massachusetts Health Insurance Quotes and Free Massachusetts Health Insurance Quotes
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Before you purchase an Massachusetts health insurance policy, read it carefully! You need to know exactly what is and isn't covered; how much your Massachusetts health insurance premiums are; how to choose a Massachusetts health insurance provider and how to file a Massachusetts medical insurance claim. Read all Massachusetts health insurance documents thoroughly, ask questions about anything you do not understand, and do not sign anything until all questions are answered. To keep Massachusetts health insurance premiums low you can set your Massachusetts health insurance deductibles as high as possible. Do comparison shopping using our health insurance quoting service. Talk to friends and family for their recommendations of a service-oriented Massachusetts health insurance agent.
Massachusetts health insurance carriers may offer Massachusetts health insurance plans with identical provisions but higher deductibles and co-pays and without RX drug benefits. Massachusetts health insurance carriers may not deny an applicant due to a health condition. Massachusetts health insurance coverage cannot be cancelled due to illness. Massachusetts health insurance carriers may not attach elimination riders to individual health insurance policies. Massachusetts health insurance carriers may impose a 6 month waiting period for Massachusetts medical insurance coverage. Policies with standardized benefits are required for all Massachusetts residents. The following information details massachusetts health insurance and assistance programs available to uninsured people in Massachusetts.
Massachusetts Division of Insurance http://www.state.ma.us/doi (617) 521-7794 (Boston) or (413) 785-5526 (Springfield) Residents of Massachusetts cannot be turned down from purchasing an individual massachusetts health insurance policy regardless of any health conditions they may have. This is called guaranteed issue. In addition, residents cannot be charged a higher massachusetts health insurance rate for their massachusetts health insurance policy because of their health status. This is called community rating. The Massachusetts Division of Insurance may be able to help you locate names and phone numbers of possible insurers in the state.
MassHealth http://www.mass.gov/portal/index.jsp (800) 841-2900 MassHealth is both the state Medicaid program as well as the children’s health insurance program designed to provide massachusetts health insurance to a wide range of people who meet the eligibility rules.
Massachusetts Division of Employment and Training http://www.detma.org/wsmsp.htm (800) 914-4455 Individuals who have lost their job and job-based massachusetts health insurance coverage and who are collecting unemployment benefits can apply for assistance with their COBRA health insurance payments.
Massachusetts Free Care http://www.mass.gov/dhcfp 1-888-665-9993 To obtain care under the Massachusetts Uncompensated Care Pool (also called the Massachusetts Free Care Program), individuals must be under the age of 64 and have an income between 200-400% of the Federal Poverty Level.
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