Cheap Michigan Health Insurance Quotes and Free Michigan Health Insurance Quotes
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With health care costs on the rise, it's imperative to find affordable Michigan health insurance. All Michigan health insurance policies are not created equal. So conduct your research, read your Michigan health insurance policy carefully, and make sure you understand everything it contains. You can dig deep for all available Michigan health insurance discounts. Discount Michigan health insurance plans, often appealing to consumers because of their low cost, often promise huge discounts on medical care. But Michigan health insurance consumers need to understand that, although these Michigan health insurance plans offer medical service discounts, they may not be real Michigan health insurance plans, sometimes, they leave you personally responsible for all medical bills incurred. Decide ahead of time whether convenience or cost is most important to you. You may need to pick between the two. If you have any questions, talk to your Michigan health insurance provider for clarification.
According to a recent study, 1,100,000 non-elderly Michigan citizens go without any form of Michigan health insurance, more than 12% of the population. The state of Michigan has no risk pool program for the uninsurable, but does have a guaranteed-issue plan. Nationally, just over 17% of non-elderly Americans have go without health insurance. The following information details michigan health insurance and assistance programs available to uninsured people in Michigan.
Michigan Office of Financial and Insurance Services http://www.michigan.gov/cis/ (877) 999-6442 Residents of Michigan cannot be turned down from purchasing an individual michigan health insurance policy regardless of any health conditions they may have, but only if they purchase this michigan health insurance coverage through Blue Cross Blue Shield of Michigan. In addition, residents cannot be charged a higher michigan health insurance rate for their michigan health insurance policy because of their health status. This is called community rating.
Michigan Medicaid http://www.michigan.gov/mdch (517) 373-3500 Medicaid is available to anyone who meets income and eligibility criteria. Even if your income meets the criteria, you must fall into one of the eligibility categories in order to qualify.
MIChild http://www.michigan.gov/mdch/ (888) 988-6300 MIChild is the children’s health insurance program designed to provide michigan health insurance to children and teens up to age 19 whose families may have too great an income or assets to qualify for Medicaid, but who may not be able to afford michigan health insurance.
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