Cheap New York Health Insurance Quotes and Free New York Health Insurance Quotes
Medical Insurance companies COMPETE for your business, fill out ONE quick form and get up to FIVE best bids from THOUSANDS of Cheap New York Health Insurance Quotes companies. We help you get Cheap New York Health Insurance Quotes from leading medical insurance companies fast and free with no obligation on one site, save your time & money, and keep your information safe.
When you buy New York health insurance plan, you have the right to access basic information about the New York medical insurance plan you choose, including whether or not you must get prior authorization before receiving medical treatment; what you must do to get a specialist referral; how much copay you must pay; how you can protect the confidentiality of your medical records; and what you must do to file a complaint; you also have the right to receive prompt, quality health care from your New York health insurance provider and ongoing specialist referrals and an adequate network of health care providers; finally, you have the right to file a complaint if you are denied a referral or medical coverage.
The rules for individual new york health insurance are different than most other US states. New York health insurance insurers are not allowed to turn you down for new york health insurance coverage because of a health condition. There is also a requirement that new york health insurance insurers offer family health insurance coverage. When buying an individual new york health insurance policy with a pre-existing condition, the maximum exclusion period for the condition is 12 months, and new york health insurance companies are given the opportunity to check your medical history for six months prior to new york medical insurance coverage. The following information details new york health insurance and assistance programs available to uninsured people in New York.
New York Insurance Department http://www.ins.state.ny.us/ (800) 342-3736 Residents of New York cannot be turned down from purchasing an individual new york health insurance policy regardless of any health conditions they may have. This is called guaranteed issue. In addition, residents cannot be charged a higher new york health insurance rate for their new york health insurance policy because of their health status. This is called community rating. The New York Insurance Department may be able to help you locate names and phone numbers of possible new york health insurance insurers who will sell you this type of new york health insurance policy.
New York Medicaid http://www.health.state.ny.us/nysdoh/medicaid/medicaid.htm (518) 486-9057 Medicaid is available to anyone who meets income and eligibility criteria. Even if your income meets the criteria, you must fall into one of the eligibility categories in order to qualify.
Healthy New York http://www.ins.state.ny.us/website2/hny/english/hny.htm (866) 432-5849 The goal of the Healthy NY program is to provide new york health insurance coverage to eligible uninsured working individuals and self-employed individuals. This program is also available to small businesses that are not currently offering new york health insurance coverage to their employees.
Child Health Plus http://www.health.state.ny.us/nysdoh/chplus/index.htm (800) 698-4543 Child Health Plus is the health insurance program designed to provide new york health insurance to children and teens under age 19 whose family may have too great an income to qualify for Medicaid, but who may not be able to afford new york health insurance.
New York Family Health Plus http://www.health.state.ny.us/nysdoh/fhplus/ 1-877-934-7587 Family Health Plus is a new york health care program for uninsured adults between the ages of 19 and 64 who have incomes too high to qualify for New York ís Medicaid program. Family Health Plus is available to single adults, couples without children, and parents with limited incomes. Individuals must meet residency and certain immigration qualifications to be eligible.
Other Cheap New York Health Insurance Quotes related topics: