Cheap North Dakota Health Insurance Quotes and Free North Dakota Health Insurance Quotes
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Your North Dakota health insurance premiums pay for costs associated with hospitalization, health care provider fees, prescription drugs and administrative expenses. You can lower your North Dakota health insurance premiums by: becoming educated about the real costs of North Dakota medical services and the best ways to stay healthy; using generic or less expensive drugs whenever possible; using your North Dakota health plan's nurse hotline whenever possible before seeking medical attention elsewhere; talking to North Dakota health care providers about their costs and use of newest technologies which drive costs up; refraining from smoking or drinking, and living an overall healthier lifestyle.
The following information details north dakota health insurance and assistance programs available to uninsured people in North Dakota.
North Dakota Department of Insurance http://www.state.nd.us./ndins/ (800) 247-0560 In North Dakota, state law allows north dakota health insurance companies to turn people down for individual north dakota health insurance coverage based on the status of their health. Even though you can be turned down for an individual north dakota health insurance policy, you can never be turned down for north dakota health insurance that is offered through an employer.
North Dakota Medicaid http://www.state.nd.us/humanservices/services/medicalserv/medicaid/ (800) 755-2604 Medicaid is available to anyone who meets income and eligibility criteria. Even if your income meets the criteria, you must fall into one of the eligibility categories in order to qualify.
Comprehensive Health Association of North Dakota http://www.chand.org/ (800) 737-0016 CHAND is the North Dakota state high-risk pool. This program allows individual north dakota health insurance policies to be sold to people who might otherwise be considered “uninsurable” because of a chronic illness.
Healthy Steps http://www.state.nd.us/childrenshealth (800) 755-2604 Healthy Steps is the health insurance program designed to provide north dakota health insurance coverage to children and teens under age 19 whose families may have too great an income to qualify for Medicaid, but who may not be able to afford north dakota health insurance.
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