Cheap Rhode Island Health Insurance Quotes and Free Rhode Island Health Insurance Quotes
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With health care costs on the rise, it's imperative to find affordable Rhode Island health insurance. All Rhode Island health insurance policies are not created equal. So conduct your research, read your Rhode Island health insurance policy carefully, and make sure you understand everything it contains. You can dig deep for all available Rhode Island health insurance discounts. Discount Rhode Island health insurance plans, often appealing to consumers because of their low cost, often promise huge discounts on medical care. But Rhode Island health insurance consumers need to understand that, although these Rhode Island health insurance plans offer medical service discounts, they may not be real Rhode Island health insurance plans, sometimes, they leave you personally responsible for all medical bills incurred. Decide ahead of time whether convenience or cost is most important to you. You may need to pick between the two. If you have any questions, talk to your Rhode Island health insurance provider for clarification.
The following information details rhode island health insurance and assistance programs available to uninsured people in Rhode Island.
Rhode Island Department of Business Regulation, Insurance Division http://www.dbr.state.ri.us/insurance.html#life (401) 222-2223 In general, Rhode Island residents can be turned down for individual rhode island health insurance policies based on their health status. However, if you have had prior rhode island health insurance coverage during the previous 12 months, without any gap in rhode island medical insurance coverage, you must be offered an individual rhode island health insurance policy regardless of any health conditions you may have. In addition, HIPAA-eligible individuals cannot be turned down for an individual rhode island health insurance policy because of their health status. And you can never be turned down for rhode island health insurance coverage that is offered through your employer. Self-employed individuals with no employees cannot purchase a small group rhode island health insurance plan. However, Blue Cross Blue Shield does offer some small group rhode island health insurance policies to people who are self-employed.
RIte Care http://www.dhs.state.ri.us/dhs/famchild/shcare.htm (401) 462-1300 RIte Care is the children’s health insurance program designed to provide rhode island health insurance to children and teens up to age 19 as well as pregnant women and parents whose families may not be able to afford rhode island health insurance.
RIte Share http://www.dhs.state.ri.us/dhs/famchild/shcare.htm (401) 462-1300 RIte Share is a program designed to assist working families pay for the monthly rhode island health insurance premium on the rhode island health insurance coverage that their (or their spouse’s) employer provides. Co-payments are also paid for by RIte Share.
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