Cheap South Carolina Health Insurance Quotes and Free South Carolina Health Insurance Quotes
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To determine your health insurability, South Carolina health insurance companies usually consider these factors such as your age, health, habits, lifestyle, and occupation. The older you are when you purchase your South Carolina health insurance, the higher your South Carolina health insurance premiums will usually be and the harder it will be to find a South Carolina health insurance company willing to insure you. This is because your risk of health-related issues increases as you get older. Habits such as drinking or smoking can also result in difficulty finding quality South Carolina health insurance, as they are associated with various health problems costing South Carolina health insurance companies millions of dollars in South Carolina medical insurance claims every year. Working a job which is dangerous or puts your health at risk may also contribute negatively to your South Carolina health insurability. If you have these kinds of issues, it is difficult for you to find quality, affordable South Carolina health insurance. On the other hand, if you are healthy, relatively young, South Carolina health insurance companies consider you less of a risk and it makes you much more insurable in their eyes.
The following information details south carolina health insurance and assistance programs available to uninsured people in South Carolina.
South Carolina Insurance Department http://www.doi.state.sc.us/ (800) 768-3467 In South Carolina, state law allows south carolina health insurance companies to turn people down for individual south carolina health insurance coverage based on the status of their health. Even though you can be turned down for an individual south carolina health insurance policy, you can never be turned down for south carolina health insurance that is offered through an employer.
South Carolina Medicaid http://www.dhhs.state.sc.us/InsideDHHS/Bureaus/BureauofEligibilityProcessing/BEP_Programs_Summary.htm (888) 549-0820 Medicaid is available to anyone who meets income and eligibility criteria. Even if your income meets the criteria, you must fall into one of the eligibility categories in order to qualify.
South Carolina Health Insurance Pool (800) 868-2500
SCHIP is the South Carolina state high-risk pool. This program allows individual south carolina health insurance policies to be sold to people who might otherwise be considered “uninsurable” because of a chronic illness.
Partners for Healthy Children http://www.dhhs.state.sc.us/InsideDHHS/Bureaus/BureauofEligibilityProcessing/PHC_FAQ.htm (888) 549-0820 Partners for Healthy Children is the health insurance program designed to provide south carolina health insurance to children and teens up to age 19 whose families may have too great an income or assets to qualify for Medicaid, but who may not be able to afford south carolina health insurance.
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