Cheap South Dakota Health Insurance Quotes and Free South Dakota Health Insurance Quotes
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There are some tips to help you get the best South Dakota health insurance coverage for the lowest South Dakota health insurance price: First, if you were previously covered under a South Dakota group health insurance policy, ask your South Dakota medical insurance insurer if he or she can convert it into an South Dakota individual health insurance policy, You may pay a higher South Dakota health insurance rate than you did before and your South Dakota health insurance benefits may be more limited, but the terms of your South Dakota health insurance policy may still be better than they would under your own South Dakota medical insurance policy; Second, if you are married, see if you can be added to your spouse's South Dakota group health insurance plan; Third, try to join a South Dakota health insurance plan through a professional association or alumni group, as they may offer less expensive South Dakota medical insurance rates; Finally, if these options do not compensate for your lack of South Dakota health insurance coverage, you can buy South Dakota individual health insurance, South Dakota health insurance rates for individual medical coverage may be more costly, but it is important to protected financially if catastrophe strikes.
The following information details south dakota health insurance and assistance programs available to uninsured people in South Dakota
South Dakota Division of Insurance http://www.state.sd.us/insurance (605) 773-3563 In South Dakota, state law allows south dakota health insurance companies to turn people down for individual south dakota health insurance coverage based on the status of their health. Even though you can be turned down for an individual south dakota health insurance policy, you can never be turned down for south dakota health insurance that is offered through an employer.
South Dakota Medicaid http://www.state.sd.us/social/medicaid/ (605) 773-3165 Medicaid is available to anyone who meets income and eligibility criteria. Even if your income meets the criteria, you must fall into one of the eligibility categories in order to qualify.
South Dakota High Risk Pool (800) 868-2500 The South Carolina state high-risk pool is a program that allows individual south dakota health insurance policies to be sold only to HIPAA-eligible individuals. To qualify, you must: be a resident of South Dakota; apply within 63 days of losing your prior south dakota health insurance coverage; have at least 12 months of continuous creditable south dakota health insurance coverage; have used up COBRA or state continuation south dakota health insurance coverage;
have not had your most recent south dakota health insurance coverage terminated due to nonpayment of south dakota health insurance premiums or fraud; not be covered or eligible for south dakota health insurance coverage under a group health plan, Medicare, Medicaid, or any other form of south dakota health insurance.
South Dakota Child Insurance Program http://www.state.sd.us/social/medical/CHIP/ (800) 305-3064 The South Dakota Child Insurance Program designed to provide south dakota health insurance to children and teens up to age 19 whose families may have too great an income or assets to qualify for Medicaid, but who may not be able to afford south dakota health insurance.
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