Cheap Vermont Health Insurance Quotes and Free Vermont Health Insurance Quotes
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After you buy Vermont health insurance plan, you have rights to: know what your Vermont health insurance plan does and does not cover; receive a standard form outlining your Vermont health insurance benefits for comparison purposes; get prompt payment of claims; contact your Vermont health insurance company to complain or appeal any decisions with which you disagree; get emergency room coverage for life-threatening injuries; and if an Vermont health insurance company denies your Vermont health insurance application or refuses to cover a health condition, get a written explanation.
The following information details vermont health insurance and assistance programs available to uninsured people in Vermont.
Vermont Division of Health Care Administration http://www.bishca.state.vt.us/HcaDiv/consumintro.html (800) 631-7788 Residents of Vermont cannot be turned down from purchasing an individual vermont health insurance policy regardless of any health conditions they may have. This is called guaranteed issue. In addition, residents cannot be charged a higher vermont health insurance rate for their vermont health insurance policy because of their health status. This is called community rating. The Vermont Division of Health Care Administration may be able to help you locate names and phone numbers of possible vermont health insurance insurers who will sell you this type of vermont health insurance policy.
Vermont Medicaid http://www.path.state.vt.us/programs_pages/Healthcare/medicaid.htm (800) 250-8427 Medicaid is available to anyone who meets income and eligibility criteria. Even if your income meets the criteria, you must fall into one of the eligibility categories in order to qualify.
Dr. Dynasaur http://www.ovha.state.vt.us/DocD.cfm (800) 250-8427 Dr. Dynasaur is the health insurance program designed to provide vermont health insurance to children and teens under age 19 as well as pregnant women whose families may have too great an income to qualify for Medicaid, but who may not be able to afford vermont health insurance.
Vermont Health Access Plan http://www.ovha.state.vt.us/VHAP.cfm (800) 250-8427 The Vermont Health Access Plan provides vermont health insurance coverage to adults. It includes a variety of services. The VHAP plan also includes a pharmacy and eyeglass-only benefit for adults who qualify. In addition, programs that provide maintenance drugs for elderly or disabled individuals who do not qualify for Medicaid are available through the VScript and VScript-expansion programs.
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